Get your credit fixed
Open doors to better loans, cards, and rates.
Loan rejection, low score, no credit history or starting a new
business we find what's wrong and fix it.
Bank-grade securityRBI compliantEquifax CertifiedWorking with all 4 credit bureaus
We've helped 1,00,000+ Indians fix exactly that.
For Individuals
Fix your credit. Get the loan you need.
- See your credit score clearly
- Know why your loan got rejected
- Get loan-ready, faster
For Businesses (MSME)
Build business credit. Unlock the funding you need
- Build strong business credit
- Qualify for MSME loans
- Get advice to grow your business
Fix your credit in 5 simple steps
No jargon. No confusion. A clear path to a better score.
We Fetch Your Credit Report
We pull your official credit report directly from Equifax in seconds. You don't have to download anything, fill long forms, or go anywhere. Just sit back we get the full picture for you.
AI reads every line for you
Your credit report has hundreds of data points that are hard to understand. Our system reads all of it and finds out exactly what's helping your score and what's quietly hurting it.
Know your approval odds upfront
Thinking of applying for a home loan, car loan, or credit card? We instantly show you how likely banks and lenders are to say *yes* to you — before you even apply. No more rejections that damage your score further.
We Give You a Clear Action Plan
Instead of guessing what to do, we give you a simple to-do list — ranked from most impactful to easiest. Small steps that actually move your score up, explained in plain language anyone can follow.
A ranked plan, not just advice
Your credit score can change any month. We track it for you and send you alerts on WhatsApp the moment something changes — so you always stay in control, without having to check yourself.
Pick a plan that works for you
Basic
Best For
For individuals looking to fix credit report issues and improve their credit score.
- Detailed Credit Report Analysis
- Identification of Errors & Negative Remarks
- Credit Issue Resolution Support
- Personalized Improvement Suggestions
- Basic Score Improvement Guidance
- Email Support
- Basic Score Improvement Guidance
For 3 months
Standard
Best For
For customers seeking guided credit improvement with expert support.
- Detailed Credit Report Analysis
- Identification of Errors & Negative Remarks
- Credit Issue Resolution Support
- Dedicated Credit Expert
- Monthly Credit Monitoring
- Structured Score Improvement Program
- Priority Email & WhatsApp Support
- Guidance for Better Loan Eligibility
For 6 months
Premium
Best For
For customers seeking complete credit rebuilding and long-term growth.
- Detailed Credit Report Analysis
- Identification of Errors & Negative Remarks
- Credit Issue Resolution Support
- Dedicated Relationship Manager
- Senior Credit Expert Assistance
- Continuous Credit Monitoring & Alerts
- Smart Progress Tracking
- Faster Resolution Coordination
- Loan Readiness Assessment
- Priority Case Handling
- Advanced Credit Strategy Planning
- Premium Support Experience
- Personalized Credit Improvement Planning
For 9 months
Exquisite
Best For
For customers seeking premium, personalized credit management.
- Dedicated Senior Credit Strategist
- One-to-One Personalized Consultation
- End-to-End Credit Management
- Premium Monitoring & Automation Support
- VIP Case Escalation Handling
- Banking Coordination Assistance
- Customised Credit Health Roadmap
- High Ticket Loan Readiness Planning
- Fast Track Priority Handling
- Exclusive Relationship Support
Starting from
Starts from ₹25,000
+ GST · Final price set after consultation
For 12 months
Bank-level encryption
Same level as your bank's app
Your data stays in India
Stored on Indian servers, never leaves
CISA Certified
CISA certified expertise aligned with RBI data privacy guidelines
We work with all 4 Credit Bureaus
Why does this matter?
Your credit score can vary by 30–80 points across bureaus. A lender might check CIBIL but your error is sitting on your Experian report. We check all four so nothing gets missed.
Stay on top of your credit & get credit alerts,
every month.
Plans for individuals and businesses. New reports every month. Score alerts on WhatsApp. An advisor whenever you need one.
Score Factors
Your 90-day planPay credit card by 5th
Reduce card usage to 30%
Close unused store card
Complete this to reach score 
Your Credit ScoreYour score went up 12 points in last 1 month.
Powered by Equifax
Why thousands trust Credit Help India
Equifax Authorised Partner
#1
Credit Solutions for Individuals & MSMEs
RBI
Regulated bureau access
Certified Credit Advisors
25
+Expert Credit Counsellors Every Step
8 yrs
Average advisor experience
Data security
256
bit
Bank-grade AES Encryption keeps your financial data secure
Annual
Independent security audit
Average fix time
Days to measurable credit score improvement
30 days
First results typically visible
Meera Singh
Individual Testimonial
Because of professional guidance of Credit Help India. My accounts has been resolved and updated in Cibil in a month time and shown remarkable improvement in my Cibil Score. Thank you Credit Help.
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Frequently Asked Questions
CIBIL is a repository of information that collects and maintains the data provided by Banks and NBFCs, where individual have or had loans in the past. It has information about individual past and present repayment history and the status of individual loan accounts, personal information such as individual identity information, employment history, contact information, etc. It also keeps track of all the enquiries that individual has made for credit from various banks and financial institutions.
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Get your credit fixed
Fix loan rejection or credit history